UPPAL, R. K.; KHANNA, Parul. Factors Affecting NPAs of Scheduled Commercial Banks : An Empirical Study Based in Punjab. Indian Journal of Finance, [S. l.], v. 9, n. 2, p. 7–16, 2015. DOI: 10.17010/ijf/2015/v9i2/71517. Disponível em: https://indianjournalofmarketing.com/index.php/IJF/article/view/71517. Acesso em: 20 aug. 2025.