Letete, Emmanuel M., and Ch. Paramaiah. “Private Savings Behaviour in Lesotho: An Application of Autoregressive Distributed Lag (ARDL) Model”. Indian Journal of Finance 3, no. 10 (October 1, 2009): 32–42. Accessed October 5, 2025. https://indianjournalofmarketing.com/index.php/IJF/article/view/71574.